ERF is a defined benefit plan for City of Dallas permanent, civilian employees. The plan provides retirement, disability and survivor benefits to Fund members and their beneficiaries.
Any employee who has contributed to the Fund for five years is considered to be vested in the Fund. Tier A members age 60 and over and Tier B members age 65 and over are vested in the Fund.
If you are under age 60 and you leave the City before completing five years of service, you are not vested and must take a refund of your contributions or roll them over into another qualified plan.
All permanent, civilian City of Dallas employees are members of ERF. You don't need to enroll; your contributions to the Fund are automatically deducted from your payroll.
You are not eligible to participate in the Fund if you are an elected or non-salaried appointed official, a contract employee, an employee working less than 20 hours per week and not contributing to the Fund or a uniformed employee of the Police or Fire Department.
Both you and the City make contributions to the Fund; the City contributes 63% and employees contribute 37% of the total contribution rate. The City makes their contribution to the Fund on behalf of its members. City employees do not participate in the Federal Social Security System.
Effective October 1, 2020, the contribution rate for employees is 13.32% and the City's contribution rate is 22.68%.
All eligible employees contribute the same percentage of their wages.
MEET WITH A BENEFITS COUNSELORTo ensure there is no delay in receiving your benefit, we suggest you meet with a Pension Specialist at ERF to help determine your status as a beneficiary or designee.
Prior to your appointment, ERF staff will review the member’s records and calculate any pension benefit or other payments you may be owed.